Bank Credit & Goverment Subsidy

Providing possible way of delivering micro-finance services to poor populations that have been difficult to reach directly through banks or other institutions.

Social Mobilisation

By aggregating their individual savings into a single deposit, self-help groups minimize the bank's transaction costs and generate an attractive volume of deposits.

Through self-help groups the bank can serve small rural depositors while paying them a market rate of interest.

Organising the poor in small groups

Self-help groups are seen as instruments for a variety of goals including empowering women, developing leadership abilities among poor people, increasing school enrollments, and improving nutrition and the use of birth control.

Capacity Building

This system eliminates the need for collateral and is closely related to that of solidarity lending, widely used by micro finance institutions.

To make the book-keeping simple enough to be handled by the members, flat interest rates are used for most loan calculations.

Awards & Recognistion

News & Updates

  • नाबार्ड द्वारा जनहित फाउंडेशन के सहयोग से आजीविका विकास एवं महिला सशक्तिकरण के अंतर्गत स्वम सहायता समूह की महिलाओं का प्रशिक्षण गंगोह ब्लाक के गुजरान महल्ले में किया .....

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  • Dividend distribution in eight SHGs was done in Islam Nagar Village ofNakur Block, Saharanpur on 22/August/2013 by Mr Shailendra Chauhan, DDM-NABARD .....

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  • इंडियन आयल कारपोरेशन की टीम ने सहारनपुर जनपद के देवबंद ब्लाक में जनहित फाऊँडेशन द्वारा महिला स्वयं सहायता समूहों के माध्यम से संचालित आजीविका विकास कार्यक्रम का .....

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Our Reach

Outreach : (As on 31-03-2015)


  • States : 2
  • Districts : 5
  • Blocks : 26
  • Villages : 922
  • SHG : 6907
  • Household : 77132
  • SHGs Operating Saving Account : 6893

Intervention Units


*** Disclaimer: Mobile numbers provided of SHG members, may be subject to change at any time without prior notice.